We have been in the receivables factoring business since 1979, are privately held, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and in doing so, can lend a helping hand to get you through any difficult times you might encounter. We won't fold when the times get difficult, as a few receivables factoring companies regretfully have in the past.

All factoring companies have a preference for size, industry, and risk. It's pretty tough for you to choose which receivables factoring company will work best for you. By contacting us, we'll cut to the core of your situation very quickly and help you find the ideal fit for your business - it could be us or another receivables factoring company.

We have a vast network of receivables factoring industry colleagues, these cooperative relationships were earned over 20+ years in the business. So, after you take the time to explain your needs to us, we have no doubt that you will find exactly what you need..

Most receivables factoring companies let you pick and choose your customers to factor. Although a handful of them generally require a minimum dollar amount in order to do business with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is much like having a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement that will make you use receivables factoring when you don't want it.

Most receivables factoring companies will not be upfront about their fees. You better take out your magnifying glass to go over the fine print to spot those fees. Be rest assured, We do not behave this way.  We are flat out upfront about our fees. When you apply, you are given a truthful, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring businesses are funded by Wall Sreet investors. We are an independently owned company and don't take orders from investors and boards. Same as you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We listen to your story, understand your struggles. Based on that information we will put together a customized solution for you. Most receivables factoring businesses particularly the Silicon Valley ones mostly depend on an algorithm to determine your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Most receivables factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or won't.

Don't overlook the fact that the receivables factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we keep an eye on each invoice and follow them much the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to see early negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues in order to nip them in the bud immediately.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay alert to negative payment trends. This is crucial to avoid preventable write-offs.

We make sure to adopt first-rate technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Most other companies don’t even come close.